Property damage liability coverage protects you if you cause an accident and damage someone else’s car or other property. This coverage only protects you from a claim made against you for property damage. It does not provide coverage for you to repair your car if it is damaged. You need Collision Coverage in that instance. […]
Who pays the rest of the medical bills and lost wages?
If you were not at fault for the accident, then you can recover any outstanding medical bills and unpaid lost wages look from the person that caused the accident. So in this instance, fault does matter when dealing with the bills and wages that remain unpaid after the PIP have paid its portion.
What will my PIP coverage pay for?
Under Florida’s No-Fault law, the PIP coverage will pay 80% of your medical bills and 60% of your lost wages. Again it does not matter who is at fault for the accident. The law provides a cap and limits the total amount that PIP can pay to $10,000.00. This includes payments for both medical bills […]
Why should my PIP pay my bills if I was not at fault?
Some people ask, why should my insurance company have to pay my medical bills if I didn’t cause the accident? That is a good question. In states where No-Fault is not required, an injured person must look to the driver that caused the accident to pay his medical bills. However, what if you were at […]
What is Personal Injury Protection (PIP) coverage?
Florida is a No-Fault State and all drivers who own a motor vehicle in the state of Florida is required to have the special no-fault insurance coverage called Personal Injury Protection (PIP) coverage. If you are in an automobile accident, the PIP coverage of your policy will portions of your medical bills and wage loss […]
