What is Personal Injury Protection (PIP) coverage?

Florida is a No-Fault State and all drivers who own a motor vehicle in the state of Florida is required to have the special no-fault insurance coverage called Personal Injury Protection (PIP) coverage. If you are in an automobile accident, the PIP coverage of your policy will portions of your medical bills and wage loss no matter who is at fault. To say it again, no matter who is at fault for causing an accident, if you are injured you must look to your own PIP insurance coverage to pay a portion of your medical bills and lost wages. There is nothing you can do about this because this is the law in Florida.